1. Trade time for money
In the market, we can easily see the scene of two people arguing over vegetables for half an hour. Are those 1-2 silver coins worth half your day?
You must understand: human time is priceless! However, realizing the value of time is no easy task.
Bargain with each other for half a day to get a few dong cheaper. Had to go to work but was chatting with acquaintances. Long queue for promotion in supermarket. By doing these things, we use our precious time for some benefit.
This is the typical mentality of someone who cannot get rich. They never feel that their time is valuable, but only complain that despite their hard work, they are poor.
What do rich people do when ordinary people waste their time on pointless things? They gain knowledge, build relationships, accumulate capital and pave the way for future success.
All the money can be earned back, but time has passed, there is no way to save it. Time is worth a thousand gold, so don’t waste it on meaningless or useless things.
2. Ignore personal goals
An item with 3 sizes of large, medium and small (with original prices of 300,000 VND, 250,000 VND and 200,000 VND respectively) is currently discounted to 150,000 VND. According to the seller’s experience, the average person tends to buy a wide variety to save money, while the wealthy often buy the type that fits their needs.
This is the wrong way of thinking. Needy people are often so focused on seeking benefits that they ignore other more important values, such as their own goals.
A couple wants to buy a house, but doesn’t have enough down payment. The man advised to wait a while before accumulating, but the woman immediately wanted to buy. After a long quarrel, the husband had to comply with his wife’s wishes. Both of them ran to borrow money everywhere to earn enough money.
From the very beginning, this couple had a mindset flaw. The problem is not whether they have enough money or not, the main thing is whether buying a house is really necessary or not.
The mindset of the poor is determined by whether they can do it or not, while the mindset of the rich is to emphasize the objectivity of the action.
When buying a house, people without money often think about the problem: how much down payment is needed? Is the monthly income sufficient to pay the loan? Should you buy a house? Which type to buy?
Conversely, when buying a home, the wealthy will first ask: Do I really need to buy a home? Do you want to buy a house like? Only then did they begin to carry out the plan.
If the goal is reasonable enough, we can’t use the “insufficient resources” excuse to not do it.
3. Limit yourself to all possibilities
People often think, the less money, the stronger the will. However, the truth is just the opposite.
In behavioral economics, there is a concept called “decision fatigue.” The more decisions we make in a short period of time, the more energy will be exhausted. Since then, we no longer have the strength to weigh the pros and cons, leading to more arbitrary decisions.
When buying a home, the average person is more concerned with the price, as they are used to comparing prices many times every time they want to buy something. That is why they often choose the houses with the lowest value when investing or relocating.
This is the core of the “poverty mindset”: if you only focus on money, you waste money; If you focus only on immediate benefits, you will win a small battle but lose the whole battle.
4. Always think in a negative way
Assuming there is a mountain in front of them, the first thing people with a “bad mindset” will think is “I can’t climb this mountain”. Having just been given the task of contacting the partner, they thought of failure, they were looked down upon, so how could they influence the partner?
Once you are dominated by these negative thoughts, you enter a state of “bad thinking.” Just struggling, “bad mindset” will make you think you can’t and give up.
People with a “bad mindset” are not necessarily penniless, or unable to make money. Essentially, they deny their own ability to make money and succeed.
The wealthy, on the other hand, when faced with a problem, believe they can do it, and think about how to solve the problem, then mobilize all available resources to do so.
5. Be content with the present and don’t dare take risks
Many people just want to pursue a stable life, take an umbrella in the morning and bring it back in the evening, so alive. However, stable does not mean safe.
We always love the present life, thinking that as long as it is stable everything will be peaceful. However, the reality is often harsh. An accident, an illness, a business failure is enough to ruin our lives.
When you are poor, there is no security, there is no way out if you don’t dare to take risks. Even more frightening is that many poor people dare not take risks on their own, but also laugh at those who dare to take risks.
If you take risks, people with a “bad mindset” will consider you lucky; If you fail, the person will scoff: “I told you!”. If there are such people around, you should absolutely stay away.
Of course, taking a risk is not the same as gambling. You must be mentally prepared to face danger, even if it is safe, and to move forward with courage. It was a conscious choice after taking many risks.
The mindset determines the level. Rich people always raise issues on many fronts before taking action. Poor people always think of difficulties first and then make excuses to give up.
The world will never treat you better just because you’re poor. If you want to change your destiny, you must first change your mindset.
Source: CafeF