Beijing,, September 4, 2025 / Prnewswire / – On September 4, 2025Waterdrop Inc. (NYSE: WDH), a leading technological platform dedicated to insurance and health care services with a positive social impact, has unveiled its non -audited financial results for the end of the three months June 30, 2025. During the quarter, Waterdrop declared net operating income RMB 838.0 millionrepresenting an increase of 23.9% in annual shift. The net profit attributable to ordinary shareholders totaled 140.2 million RMB, up 58.7% compared to the previous year, now profitability for the fourteenth consecutive quarter. Operating expenses, including sales, administration and R&D costs, represented 38.7% of income, a drop of 6.4 percentage points in annual sliding.
Since the announcement of its first action buyback program in September 2021From August 31, 2025Waterdrop bought approximately 55.7 million US deposit shares (ADS) on the free market. The company’s board of directors recently approved a cash dividend improved by $ 10.9 millionrepresenting an increase of 50% compared to the previous dividend.
Insurance business: first -year bonuses increased by 80.2% in annual shift
Waterdrop insurance revenues are high RMB 738.6 million In the second quarter of 2025, representing an increase of 28.7% from one year to the next. The operating profit of insurance activities reached RMB 170.9 millionrepresenting an increase of 39% from one year to another. First -year bonuses (FYPS) generated by the insurance company were equivalent to RMB 3 204.3 millionrepresenting an increase of 80.2% from one year to another.
The insurance company has delivered an exceptional quarter. One year to the other, the FYP increased 95.0% in short -term policies and 45.4% in the long term. These results highlight the effectiveness of our strategic concentration on an improved acquisition of users, an accelerated iteration of the product and the implementation of services improved by AI.
On the product offer side, Waterdrop Insurance Marketplace continued to expand its range of insurance offers. He introduced the first medical insurance policy of the industry without any required health declaration and a guaranteed renewal for five consecutive years, which makes him accessible even to those who suffer from chronic conditions or subhancities, and renewable up to 105 years. The maternity insurance product “Jie hao yun“, Developed to measure by Waterdrop, was upgraded to version 6.0, becoming the first maternity insurance in the industry to cover mothers with pre -existing conditions.
Waterdrop Medical Crowdfunding RMB 70 billion For 3.54 million patients
During the quarter, the medical crowdfunding of medical drops confirmed its mission to “save lives” with remarkable success. To date June 30, 2025approximately 480 million people cumulatively gave an aggregate of RMB 70 billion at 3.54 million patients thanks to the medical crowdfunding of water droplets.
This quarter, the medical crowdfunding of Waterdrop Medical has teamed upon Guangzhou Civil Affairs Bureau to launch “Waterdrop Co-Welp”, the first project under the new designation as a platform approved by the government which integrates the resources of social and public protection.
The online search platform has registered 999 patients this quarter
The digital clinical trial solution of Waterdrop maintained its growth in the second quarter of 2025, generating income of approximately RMB 27.7 millionrepresenting an increase of 34.2% from one year to another. To date June 30, 2025The company had cumulatively registered 12,216 patients in 1,385 clinical trial programs via the E-Find platform.
During this quarter, the E-Find platform widened its collaboration to 198 pharmaceutical and contract research organizations. Meanwhile, the E-Find platform has launched services for 114 new programs. The number of patients registered also reached a historic summit because 999 patients were registered in the second quarter.
Fyp facilitated by the IA Medical Insurance Expert has climbed 155%
The suite of “Waterdrop Guardian” applications constantly evolves, interacting directly with end users, by overloading the online consultants behind the scenes. The monthly bonuses facilitated by “the IA medical insurance expert” increased by 155% compared to the last quarter. “IA customer agent” improved user experience. “Life Planner Copilot” has managed 300,000 consultations related to online consultants insurance products, which results in two -digit productivity growth in the second quarter. Waterdrop recently launched “Keyi.ai”, an AI subscription assistant in real time for consultants, with plans to extend its availability to industry partners later this year.
During the second quarter, Waterdrop Medical Cross-Funding improved its risk assessment capacities. A large -language model engine (“LLM”) now analyzes the content, comments and hidden indices of each campaign, feeds information on an intelligent matrix which follows 15 high -risk scenarios and is refined to identify the risks more precisely.
M. Peng ShenThe founder, president and chief executive officer of Waterdrop, said: “We are pleased to announce that we have reached solid growth and high -level service. IA, and continue to offer long -term value to our users, partners and shareholders!”
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Source Waterdrop Inc.
