Seoul, South Korea,, June 2, 2025 / Prnewswire / – Hyundai Capital Services announced today that its Australian subsidiary Hyundai Capital Australia Pty. Ltd. (“Hcau” or “Company”) launched Kia Finance and began to offer financing solutions for KIA customers in Australia.
Last year, Hcau began its operations on the Australian market with the launch of Genesis Finance in October, followed by Hyundai Finance in November. With the introductions of Kia Finance, Hcau now offers a complete automotive finance in the three brands of the Hyundai Motor – Hyundai, Genesis and Kia group. The company is committed to supporting vehicle sales thanks to a wide range of commercial initiatives, offering tailor -made financial solutions such as retail financing for personal and commercial customers, as well as stable and reliable commercial financing for dealership partners.
A key offer of Hcau is the product guaranteed Future Value * (GFV), designed to make possession of vehicles more accessible thanks to lower monthly reimbursements. Hcau secures the minimum resale value of the vehicle in advance, allowing the customer to postpone this amount and make refunds depending on the balance. At the end of the lending time, customers have the flexibility to choose from the following options:
1. Trade-in: The vehicle value is used to pay the loan. If the trade value is greater than that of the GFV, positive equity can be used towards a new vehicle.
2. Keep: Pay the GFV amount for owner of the vehicle.
3. Return: Back the vehicle without further payment, provided that the customer is not in default and that the vehicle meets the conditions of kilometer and equitable tear agreed.
In addition, Hcau offers competitive interest rates to customers, taking advantage of the high world credit rating of the Hyundai Motor group. In March, the company received an initial credit note from “A-” with a stable prospect of S&P Global Ratings (“S&P”), a significant achievement for a relatively new entrant to the market. This note strengthens the financing capacity of Hcau in Australiaallowing it to continue to offer very competitive interest rates to customers while supporting sustainable growth.
“With the launch of Kia Finance, Hcau is now able to offer a full range of automotive financing solutions for all vehicles in the Hyundai Motor group Australia“said Tibia DonglimManaging Director of Hcau. He added: “Hcau will actively engage in a wide range of customer -centered marketing initiatives in partnership with Kia, Hyundai Motor and Genesis to guarantee that more customers can take advantage of an exceptional property experience thanks to our flexible financing options.
* The future guarantee value (GFV) is the minimum future value of your demo, a Hyundai, Genesis or Kia demo in your contract. At the end of the quarter, you can sell your car to us, and we will pay the GFV which will be placed against your final payment, provided that you have not been in default under your contract and subject to fair wear and tear requests and that the agreed kilometers are satisfied.
Finance is reserved for approved candidates. The terms, conditions, costs, charges and loan criteria apply. Hyundai Capital Australia Pty LTD (ABN 42 611 226 316), Australian credit license 554051.
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Source Hyundai Capital
