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JAKARTA, Indonesia, November 26, 2025 /PRNewswire/ — PayJoya leading credit provider in emerging markets, today announced its official launch in Indonesia through a strategic partnership with PT Bank Sahabat Sampoerna (Bank Sampoerna). Building on its successful operations in the Philippines, Mexico, Brazil, South Africa and other markets, PayJoy is introducing its inclusive credit solutions to Indonesia to further expand access to affordable and responsible credit across the region.
“There is a significant credit access gap in Southeast Asia, and PayJoy is committed to helping close it responsibly,” said René Payan PayanCountry Director Philippines and Head of New Market Launches at PayJoy.
As Indonesia accelerates its digital transformation and the Financial Services Authority (OJK) targets 98% financial inclusion by 2045, PayJoy’s entry supports national efforts to expand access to credit in a responsible and sustainable manner.
After reaching 17 million customers worldwide, PayJoy is experiencing 40% annualized growth while maintaining profitability in 2025. PayJoy is on track to reach approximately $650 million in revenue and $110 million in profit by the end of 2025.
Since its inception in 2015, PayJoy has become one of the world’s most trusted innovators of alternative credit infrastructure. The company’s expansion into Indonesia underscores its long-term commitment to creating open, fair and inclusive financial systems around the world.
About PayJoy
PayJoy expands access to credit in emerging markets through point-of-sale financing and card products. Its proprietary secured credit technology enables new borrowers to responsibly build financial stability and fully participate in the modern economy. Powered by its cutting-edge machine learning, data science, and anti-fraud AI, PayJoy has funded over $3.5 billion in loans to over 17 million people and employs over 1,000 people globally. For more information, visit https://www.payjoy.com/.
Contact:
Ivy Yang | Wavelet Strategy | lierre@waveletnyc.com
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SOURCE PayJoy
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Source: PR Newswire
